This is not just a claim —
it is proof of the value of maintaining a long-standing takaful certificate.
📌 Diagnosis:
Internal derangement of knee (ligament / meniscus)
🏥 Hospital:
Sunway Medical Centre, Petaling Jaya
📅 Policy Started:
29 April 2013
💰 Total Medical Cost:
RM36,448.24
✅ Paid by Insurance:
RM36,111.98
👤 Out-of-Pocket by Client:
Only RM336.26
🎁 Cash Benefit Received:
RM2,600.00
Why this matters?
✔ Long-term certificates provide stronger protection
✔ Medical costs are covered when it matters most
✔ Cash benefits help support future needs — not for luxury, but for security
Plan early. Stay protected. Your future self will thank you.
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